Akhirnya hubungan cinta antara Emma Maembong dan Kamal Adli bakal berakhir dengan ikatan perkahwinan. Kedua pasangan ini nampaknya begitu serius untuk mendirikan rumah tangga namun hubungan tersebut haruslah terlebih dahulu mendapat restu dari bapa Emma Maembong sendiri ataupun lebih mesra dipanggil Ayoh.
“Saya adalah antara anak yang paling rapat dengan ayoh. Mungkin dia melihat saya belum bersedia untuk berkeluarga. Ini kerana di matanya, saya masih lagi anak kecil”
“Kamal faham situasi itu… Dia bersedia menanti restu dari ayoh. Jika diberikan restu, esok juga saya akan berkahwin. Saya yakin, ayoh lebih mengetahui apa yang terbaik untuk anak perempuannya ini,”
“Kamal faham situasi itu… Dia bersedia menanti restu dari ayoh. Jika diberikan restu, esok juga saya akan berkahwin. Saya yakin, ayoh lebih mengetahui apa yang terbaik untuk anak perempuannya ini,”
Emma Maembong dan Kamal Adli kelihatan serasi bersama dan ramai peminat mendoakan mereka cepat-cepat kahwin memandangkan tahun ini ramai selebriti popular menamatkan zaman bujang salah satunya 'Shaheizy Sam dan Syatilla Sah Bakal Kahwin 8 Februari'. Penulis mendoakan semoga ayah Emma Maembong akan cepat-cepat bagi restu dan dipermudahkan segala urusan dalam membina keluarga baru. Peminat pun tidak sabar-sabar menantikan berita gembira buat pasangan ini.
Sumber : ohviralkini
Terminal Illness Life Insurance - Answers to the Frequently Asked Questions
Terminal illness life insurance, also known as accelerated death benefit, can be of immense help to a person if he or she is diagnosed with a terminal illness and is not able to meet the medical expenses. Does everyone need terminal insurance? What types of diseases are covered under this insurance policy? How does it work? Let us try to find the answers to all these questions in this article.
What is terminal illness life insurance?
It is an insurance policy exclusively meant for people suffering from terminal illnesses like cancer. If the policyholder is diagnosed with a terminal illness and is expected to die within a year, the insurance company pays him a substantial amount of money to take care of the medical expenses.
What is the need for terminal illness insurance?
If you are suffering from a terminal disease or if you are taking care of someone who is suffering from the same, the medical expenses can shoot through the roof. Apart from the mental anguish, the financial burden can be really hard for your loved ones. This is where a terminal insurance policy can help you by paying a large sum of money to meet the expenses.
How do I get one?
Terminal illness life insurance is not available as a separate insurance policy. It is a benefit that can be added to a life insurance policy or a mortgage insurance policy in the form of a rider or attachment. Some insurance companies include these benefits in their life insurance policies by default. Some other insurance companies offer terminal benefits in the form of a rider and charge a separate amount for it.
Is it the same as critical illness insurance?
No, it is not. Terminal illness life insurance, true to its name, is meant only for terminal diseases: the ones that can kill you within a short period of time. It should not be confused with critical illness insurance. Terminal illness insurance pays only if you are suffering from a terminal disease like cancer and expected to die within a year of diagnosis.
Critical illness insurance, on the other hand, covers various diseases like stroke, heart disease, renal failure, bacterial meningitis, Alzheimer's, Parkinson's disease, and AIDS. So, it is very important that you understand the difference between these two types of insurances.
How does the insurance company confirm that I am terminally ill?
Insurance companies often require a medical certificate from a qualified physician to make sure you are terminally ill and your life expectancy is less than 12 months. After getting such a certificate, the insurance company will pay you the assured amount.
What happens after I get the money?
Once the insurance company pays you the assured sum, your terminal illness insurance policy will cease immediately.
What if I somehow survive the disease?
If you are lucky enough to survive the disease for more than a year after diagnosis, you do not have to pay back the amount you received from the insurance company. Since your terminal illness life insurance policy is over, you do not have to pay any premium as long as you live. At the same time, you will not be able to make another claim on the same policy to receive more money to meet your ongoing medical expenses.
The aim of the article is to give you a basic idea about terminal illness life insurance policies. If you have any doubts or specific questions related to your life insurance policy, you can contact a qualified insurance adviser. Based on his advice, you can choose a policy that you think is suitable for your needs.