Jika sebelum ini kita sudah mengetahui lagu manakah yang tersenarai di dalam senarai LAGU NASYID KLASIK TERBAIK SEPANJANG ZAMAN di dalam entri terdahulu. Kini mari kita lihat pula lagu Nasyid Kontemporari / Moden yang manakah paling popular di Malaysia sehingga menjadi lagu evergreen yang diminati ramai oleh peminat muzik Malaysia.
5 LAGU NASYID KONTEMPORARI PALING POPULAR DI MALAYSIA
01. PUJI PUJIAN
ARTIS : Raihan
KOMPOSER : Raihan / Nasser Abu Kassim
PENULIS LIRIK : Raihan
ALBUM : Puji Pujian
TAHUN : 1996 / 1997
CATATAN :
Tiada siapa dapat nafikan lagu Puji Pujian adalah pencetus kepada gelombang baru fenomena irama Nasyid Kontemporari di Malaysia pada era 90 an. Lagu yang memuji kebesaran Allah SWT ini telah menjadi salah satu lagu Nasyid paling popular sepanjang zaman bukan sahaja di Malaysia, malah di seluruh negara Islam di planet Bumi ini. Keharmonian vokal kumpulan Raihan sangat mendamaikan jiwa apabila mendengar mereka melagukan lagu nasyid ini dengan cara mereka tersendiri. Kumpulan Raihan yang juga merupakan salah satu kumpulan vokal paling berjaya di Malaysia telah memegang banyak rekod kejayaan mereka yang tersendiri seperti Album Paling Laris Di Malaysia (Puji Pujian) dan tersenarai sebanyak sembilan kali sebagai Selebriti Muslim Paling Popular Di Dunia bagi wakil Malaysia.
02. TEMAN SEJATI
ARTIS : Brothers
KOMPOSER : Zahidin
PENULIS LIRIK : Zahidin
ALBUM : We Are
TAHUN : 1997
CATATAN :
Lagu yang mengisahkan kisah sahabat ini sememangnya telah menjadi lagu tema persahabatan kepada warga era 90 an sehingga kini. Lagu ini cukup popular pada tahun 1997 dan video muziknya juga kerap dimainkan di stesen TV3 pada masa itu.
03. KELUARGA BAHAGIA
ARTIS : Saujana
KOMPOSER : Jeff Hazimin
PENULIS LIRIK : Jeff Hazimin
ALBUM : Saujana
TAHUN : 1997 / 1998
CATATAN :
Lagu yang mengisahkan keluarga bahagia ini telah menjadi lagu salah satu signature song kepada kumpulan Saujana selain lagu debut mereka iaitu Sepohon Kayu. Video muzik lagu ini juga kerap dimainkan di stesen RTM TV1 dan TV2 pada tahun 1998.
04. DAMAI YANG HILANG
ARTIS : Nowseeheart
KOMPOSER : Mujahid
PENULIS LIRIK : Ito Lara /Arab
ALBUM : Wahyu Pertama
TAHUN : 1998
CATATAN :
Kumpulan Nowseeheart mempunyai banyak lagu Nasyid berkonsepkan Pop Moden yang sedap didengar dan popular di kalangan peminat nasyid tempatan. Antara karya terbaik mereka ialah single pertama mereka berjudul Damai Yang Hilang. Lagu ini boleh dikatakan antara salah satu lagu Nasyid terbaik di Malaysia.
05. PERGI TAK KEMBALI
ARTIS : Rabbani
KOMPOSER : KRU
PENULIS LIRIK : Nazim / Mohamad Asri Ibrahim
ALBUM : Pergi Tak Kembali
TAHUN : 1999 / 2000
CATATAN :
Kumpulan Rabbani telah membawa gelombang kedua revolusi muzik Nasyid apabila lagu Nasyid mereka buat pertama kalinya dinyanyikan dengan irama Dance Music. Ramai terkejut apabila Rabbani menyanyikan lagu Pergi Tak Kembali ini dengan begitu rancak seperti seolah kita mahu menari apabila mendengar iramanya. Namun, apabila kita menghayati liriknya yang berkaitan kematian, pasti kita akan terus berasa insaf dan bermuhasabah diri. Allahyarham Ustaz Asri iaitu bekas vokalis utama kumpulan Rabbani kerap dianggap sebagai penyanyi Nasyid terbaik di Malaysia. Lagu ini juga merupakan lagu Nasyid paling popular tahun 2000.
Sumber : YouTube Channel, Google Images
Definition of Whole Life Insurance
Would you benefit from buying a whole life assurance policy? If you think that you may need life cover for when you are 70 years and older, you may consider this type of life cover policy. We can now take a quick look at some of the basic features of a whole life insurance cover policy.
A Definition Of Whole Life Insurance
Whole life cover offers death protection for the whole lifetime of the insured person. A whole life assurance policy has two parts. The mortality charge is the first part of your premium that pays for the insurance coverage. The second part or rest of the premium goes toward an investment component that earns interest. When the contract holder dies, the insurance payout is made to the contract's beneficiaries.
The Whole Life Insurance Premium
The policyholder typically pays a level premium for a whole life cover policy. This is a premium which does not go up as the person ages.
The Whole Life Insurance Investment
A whole life policy incorporates an investment component. This gathers a cash value that the policyholder can withdraw or borrow against. Life assurance companies traditionally invest insurance premiums in stocks, bonds and real estate in order to create boosts in cash value for policyholders. The policy's returns may rise and fall with the markets. It will typically gather less returns than those available from other investments such as equity mutual funds.
Whole Life Insurance Dividend Paying
Insurance Companies may credit the investment part with an annual dividend in addition to interest. This will depend upon the insurer's loss experience and investment performance.
The Cost Of Whole Life Insurance Whole life cover can be really expensive. You may not be able to afford all the insurance coverage you need if you are on a tight budget.
Other Whole Life Insurance
There are several types of whole life assurance policies. Here are 7 traditional forms:
Non-participating: The death benefits, cash surrender values and premiums of the policy are determined for the life of the contract when the policy is issued. It cannot be adjusted afterward.
Participating: With this policy the insurance company shares any surplus profits with the policyholder. These are the dividends the company may add to the policy investment.
Limited pay: Premiums are only owed for a certain number of years instead of paying annual premiums for life.
Single premium: The premiums are limited to a single large payment at the beginning of the life cover policy.
Indeterminate premium: The premium may differ from year to year, but it can never exceed the maximum premium guaranteed in the policy contract.
Economic: This is a combination of participating and term life cover. A part of the dividends is used to pay for additional term life cover.
Interest sensitive: The interest on the cash value of the policy fluctuates with current market conditions.
The Whole Life Insurance Guarantee
A life cover company will normally guarantee that the cash value of the policy will increase in spite of the performance of the company or the amount of death claims it receives. We have now finished taking a quick look at the definition of whole life insurance as well as some of the general aspects of whole life cover.