Baru-baru ini, tular satu video menarik mempamerkan seorang lelaki sedang menari di jalanan sambil menunjukkan kemahiran tarian yang sangat memukau.
Dalam video tersebut, lelaki ini dikatakan rancak menari dan melakukan gerak badan yang mengagumkan. Namun menariknya, walaupun badannya bergerak lincah, bahagian kepala lelaki ini seolah-olah kaku dan tidak terkesan dengan pergerakan laju bahagian badannya.
Orang ramai turut terhibur menonton persembahan tarian lelaki ini. Salah seorang penontonnya adalah wanita yang menikmati persembahan berkenaan sambil memakan buah tembikai.
Pada awalnya, mata anda akan fokus kepada gerak tari lelaki itu. Tetapi apabila lelaki itu tiba-tiba ‘menjatuhkan’ kepalanya, wanita yang sedang menikmati tembikai manis itu terus terkejut sehingga mencampakkan tembikainya ke bawah.
Sumber : erabaru.com
Life Insurance Buyers Guide
This buying Life Insurance Guide will help you understand the general details you need to pay attention to if you are thinking about purchasing a life policy.
Do I need to buy life insurance?
Simple and straightforward answer: If your death will not be a financial burden to your family and they have enough to live on financially well into the future then you most likely do not need to buy life coverage. If there are enough funds in the bank to cover your family's living costs then you probably do not need to a life policy.
Examples include: Single with no dependents/children or parents that have a solid nest egg / savings set aside (you would be considered self-insured).
Types of Life Insurance:
Term Insurance and Permanent Insurance (Whole Life)
How much Life Insurance do I need?
How much insurance you need will depend on your personal and family's situation. Future factors to take into account:
Monthly Income
Monthly Expenses
Clothes
Education/College
Gas
Entertainment
Additional Expenses
Retirement for Spouse
Of I need life insurance how do I know whether an Insurance company is reputable/reliable?
Check Insurance Rating Services and you want to double check that before you buy insurance you check the financial rating of the life ins company. Look for the highest rating among the insurance companies that you are looking at.
How to save money on Life Insurance?
Get online life insurance quotes! Getting online quotes is the best way to save money on a life policy. You can compare the different life policies. It's the only way to go and saves you A LOT of time and quite a sum of money.
Can I purchase a Life policy if I have a serious illness?
Yes, it is possible to purchase a policy if you have a serious illness but it will depend on the company and with your risk being higher your cost of insurance premiums will be much higher as well.
If my serious illness gets worse will the insurance company cancel my policy or increase my premiums?
If you already have a life coverage policy and your serious illness gets worse the insurance company cannot cancel your life policy nor can they increase your premiums.
When I am alive does Whole Life or Term Insurance offer me any benefit?
With coverage on one's life it ultimately offers you income protection for your loved ones who depend on you and peace of mind if God forbid anything were to happen to you (the breadwinner).
Will my husband/wife need to buy life insurance? Does your family depend on both your incomes? If God forbid something happened to your spouse would your family be financially affected? Are there things that your spouse does that you would need to pay someone to take care of if your spouse (he or she) is no longer with you?
Everyone's situation is unique but you need to look at your current situation. Is your spouse's income important to your current living situation? Will childcare expenses need to be covered if the spouse is no longer around? As difficult as it may be these details need to be discussed but the good thing here is that after discussing these details everything will be become much clearer and both of you will know how to proceed.